Attention homeowners in Geneseo and Livingston County: Get an Appraisal today!

The top seven reasons NY homeowners order from Zawadzki Appraisals, LLC:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to reduce your mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in NY by determining the true market value of property in question

Own a house in or near Geneseo, NY and need help deciding the price of it?
Contact Zawadzki Appraisals, LLC.

At Zawadzki Appraisals, LLC, we understand the particular needs of a consumer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Zawadzki Appraisals, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Zawadzki Appraisals, LLC, we're experts in helping folks just like you dismiss unnecessary PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Zawadzki Appraisals, LLC is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Zawadzki Appraisals, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for precision? In a field review we will go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.